30-Years Fixed

Lock in lower monthly payments.
The 30-year fixed-rate mortgage is a popular home loan option for a reason. If you want lower monthly payments and the comfort of a fixed interest rate, check out the 30-year fixed.

Requirements

1. Minimum 620 Credit Score
2. At least 3% Down Payment
3. 2% – 6% of total In Closing Costs
4. Debt-To-Income Ratio no more than 50%

Benefits

Lower Money payments
Your monthly payments will be lower because they’ll be spread out over a longer period.

Fixed Interest Rates
Your interest rate is fixed, so you never have to worry about your mortgage payment changing if rates go up (except for any changes in taxes and insurance).

Low Down Payment
Your interest rate remains fixed for the life of the loan, so you don’t have to worry about rates going up.

No Prepayment Penalties
Want to pay off your mortgage early? No problem. You won’t get hit with prepayment penalties.

Possibility starts here.
Ready for a 30-year fixed?