15-Years Fixed

Save on interest with a fixed, lower rate.
A 15-year fixed mortgage helps borrowers save on interest and pay off their home loan faster. Looking for a low, fixed interest rate and a shorter loan term?A 15-year fixed mortgage could be for you.

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Requirements

1. Minimum 620 Credit Score
2. At least 3% Down Payment
3. 3% – 6% of total In Closing Costs
4. Debt-To-Income Ratio no more than 50%

Benefits

Savings On Interest
‍You could save big on interest by paying your loan off in 15 years, rather than 30.

‍Fixed Interest Rates
‍Your interest rate is fixed, so you never have to worry about your mortgage payment changing if rates go up (except for any changes in taxes and insurance).
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‍Low Down Payment
‍You can make a down payment as low as 3%.

‍No Prepayment Penalties
‍You can pay off the loan at any time with no prepayment penalty.

Possibility starts here.
Ready for a 15-year fixed?

Get pre approved
Company NMLS– 2538224
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Main line: (832) 234-1030Fax Number: (832) 464-0807Toll Free Number: (833) 496-0982
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"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR ARESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND ACOMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGELENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINTFORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’SWEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE ISAVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OFCERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERSCAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. AWRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUNDMUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THEPAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."