The road to your new home is more accessible than ever
Pre-qualify
Prequalifying for a mortgage can tell you how much house you can afford so you don’t waste weeks or even months shopping in the wrong price range.
Prequalifying is easy to do from virtually anywhere with an app or online, and it can take just a few minutes.
Shop for a Home
It’s the moment you’ve been waiting for — the chance to comb through listings and schedule in-person or virtual tours.
Select a Loan Program
You’ve gotten prequalified. But there are still many different types of home loans to choose from with different financing options.
You may have been given multiple loan choices during the prequalification process (step 1). But know that some products or programs may be subject to change based on the property you decide to buy.
Complete the Loan Approval Process
You’ve finally found your dream home, gotten your offer accepted, and made it through the appraisal and inspection in one piece.
Close on Your New Home
Hectic as it may be, this is the time to celebrate. On closing day, you’ll meet with the seller to transfer the property and close the transaction. If it is a refinance, this is where you will now have your new loan!
